Start with the decision
Bring the denial or adverse-action notice, outstanding conditions, and any explanation provided by the first lender.
Review the structure
Program choice, occupancy, income calculation, debts, assets, down payment, property eligibility, and documentation all shape the result.
Bring the full file
Include income documents, asset statements, credit information, contract, appraisal or property details, and the Loan Estimate when available.
No false promises
I will explain whether another program or structure may solve the problem, what would need to change, or why more time is the honest answer.
Your next step
Let’s talk about what this means for you.
You do not have to figure out every mortgage detail on your own. Tell me the goal and we can work through the questions.
Ask Marta a question