Two recent paystubs
Send your two most recent full pay-period paystubs. If your income includes overtime, bonuses, commissions, or other variable pay, additional history may be needed.
Two years of W-2s
Provide W-2s for the most recent two years. Employment history does not always mean the same employer, but the full story matters.
Two months of bank statements
Send the most recent two months of statements and include every page, even the blank ones. Underwriters notice missing page numbers faster than anyone should.
Plus a valid ID
Include a current government-issued photo ID. Please send documents as clear PDF files, not screenshots. Underwriters and screenshots have a complicated relationship, and unfortunately, I am just the messenger.
Your next step
Let’s talk about what this means for you.
You do not have to figure out every mortgage detail on your own. Tell me the goal and we can work through the questions.
Ask Marta a question