Four-point inspection
This commonly addresses roof, electrical, plumbing, and HVAC. The insurer decides whether it is required and what findings are acceptable.
Wind mitigation
Documented wind-resistant features may affect eligibility or premium credits. Requirements and credits depend on the insurer and current rules.
Insurance drives the payment
Premium, deductible, exclusions, flood needs, and availability can materially change the monthly payment and property eligibility.
Start early
Ask an insurance professional for exact requirements and schedule any inspections well before financing and insurance deadlines.
Your next step
Let’s talk about what this means for you.
You do not have to figure out every mortgage detail on your own. Tell me the goal and we can work through the questions.
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