Assistance is not all free money
Programs may be grants, forgivable loans, deferred second mortgages, or repayable loans. Sale, refinance, move-out, or payoff may trigger repayment.
The first mortgage matters
Assistance is paired with an eligible first mortgage and may affect rate, payment, cash, or program choice.
Availability changes
Funding, limits, participating lenders, and program terms can change. Eligibility needs to be confirmed for the current transaction.
Compare with and without assistance
I will compare total payment, cash to close, future repayment, and long-term cost before recommending the option.
Your next step
Let’s talk about what this means for you.
You do not have to figure out every mortgage detail on your own. Tell me the goal and we can work through the questions.
Ask Marta a question