The association matters
Underwriting may review budgets, reserves, insurance, owner occupancy, commercial space, litigation, assessments, structural concerns, and required repairs.
Review type varies
Agency, government, portfolio, and specialty programs use different project-review paths. Requirements and available review types can change.
Documents take time
Questionnaires, budgets, insurance, meeting minutes, reserve studies, inspections, and certifications may need to come from the association or management company.
Check before contract
Send me the condo name, address, unit, association contact, and any available project documents early so financing options can be evaluated before deadlines.
Your next step
Let’s talk about what this means for you.
You do not have to figure out every mortgage detail on your own. Tell me the goal and we can work through the questions.
Ask Marta a question